Thieves stealing older cars

Thieves stealing older cars

Would a car thieve rather steal an old car or a new one?  Surprisingly, thieves tend to steal older cars because they are easier to snatch.  There is also a demand for their parts.  They don’t steal a car because they want them or because they want to sell them.   Car thieves usually steal in order to strip the car and sell its parts off piecemeal, generating far more funds than the car itself is worth. The majority of stolen cars go to chop shops.

There are a few things you can do to prevent car theft.  Don’t leave your car unlocked or hide your keys in your favorite hiding spot.  Always roll up your windows and keep your keys with you.  Install a car alarm in your car.  Place a sticker on the outside of your car so everyone knows that you have an alarm in your car.

Add a steering column collar to prevent hotwiring, a steering wheel lock, and get a smart key to keep your ride safe.  Many car thefts know how to steal a car even with an alarm, so get a vehicle recovery system to track a stolen car.

If you have safety devices in place, many car insurance companies will give you a discount.  Please do your part in protecting your car from theft to help keep insurance rates down.  Gerber Collision and Glass direct you to always lock your doors.

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How road rage can affect car insurance rates

How road rage can affect car insurance rates

Road rage is regrettable, you know that. What you might not know is that both succumbing to and avoiding road rage can impact what you pay for car insurance. We’re here to explain — and even give a few tips on finding your inner Zen the next time someone cuts you off.

A rapid road-rage review

For that first driver in existence, nothing was more relaxing than a drive through the countryside. But along with the inevitable second driver came traffic, accidents, stress — and road rage. Though this phenomenon probably isn’t new to you, it helps to review.

According to the National Highway Traffic Safety Administration, road rage is subtly different from aggressive driving. Aggressive driving violates traffic laws, whereas road rage involves more serious criminal actions that knowingly endanger other drivers and passengers. Running a red light to make a date is aggressive driving — running that light to tailgate a car you think cut you off is road rage.

The AAA Foundation for Traffic Safety places aggressive tailgating, headlight flashing, and deliberately blocking other cars among the most frequent expressions of road rage.

How road rage can impact your premium

The primary reasons to avoid road rage are safety and general decency. A little further down the list is controlling what you pay for car insurance.

Because your car insurance rate is partly determined by your driving history, a road-rage incident, when it shows up on your record as a criminal offense, is a serious red flag. Insurers may charge more for the policy to cover the added risk posed by a driver with any kind of criminal driving history.

Road ragers may also have difficulty getting full payouts for their car’s damages. Most insurers restrict coverage for deliberate or reckless actslike road rage.

On the flip side, drivers who abstain from road rage will probably have a better shot at avoiding needless accidents.

How to avoid road rage (with advice that’s sage)

There’s a lot of well-worn guidance on road rage: don’t retaliate, don’t take it personally, get plenty of sleep, etc. While valid, you’ve probably heard it all before.

So here are a few pointers you may not have considered to help keep aggressive drivers at bay and stop you from becoming one yourself.

  1. Leave space to pull around the car in front of you. Seems simple, but in heavy traffic, people tend to drive bumper-to-bumper. Leaving some wiggle room can reduce vulnerability if the driver in front of you gets aggressive.
  2. Ease your grip on the wheel. All that churning of the steering wheel, according to the AAA Foundation for Traffic Safety, can cause headaches, making a bad situation worse.
  3. Crank some tunes, not the engine. Instead of listening to your own muttering, try listening to music as it can help keep you calm.

Source: http://www.esurance.com/safety/road-rage